She got scammed by a white guy named Ray who drove a 2005 Toyota Camry. They met in his car. He said he’d give her a check for tuition but needed her routing number. $1800 and she sent him $800 back in Green Dot money cards. For supplies for his business. She had to close her bank account. Her cunt juice stuck my boxers to my balls. Whatever covenant there was between men and women is gone. This is the warlord period.
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I don’t understand the scam. He was a sugar daddy offering to pay her tuition? Then why was she sending money back to him? And is a routing number enough info for someone to pinch your money?
It’s not your point but this seems like a true story so I’m curious.
I don’t know either.
Routing plus account number. Stupidly, in many cases, it’s definitely enough.
Routing numbers for banks are public, and many banks assign account numbers sequentially. No verification, no confirmation, just fwhoop– your money’s gone. It’s incredibly stupid and antiquated, but somehow it hasn’t been changed.
Same way you can be on the hook for loans someone takes out in your name if they get your 9-digit ssn and name. People keep being taken advantage of, but nothing changes.
Dumb broad should’ve known better when they met in an ’05 Camry.
This is indeed the zeitgeist.
No you can’t scam someone using just routing and account numbers. Both those numbers on any personal check and always have been. What happened is he wired her $1800 then told his bank the wire was fraud, so his bank reversed it. If she had simply left the $1800 in her account, she would be okay. Instead, she took out $800 to buy those cash cards, plus maybe spent the other $1000 on herself.
Always best to let deposits from unknown persons rest untouched for several weeks before assuming you really own the money, because reversals are always possible. Note that she can follow up on this, since the guy has actually committed true fraud. Very easy for police to track the perp. Hard part is getting the police and DA interested in the case.
Here is how it’s done.